Healthcare Savings
for Retirees
At D1 HEALTHCARE®, we recognize that retirees face one of the greatest financial challenges of their lives: preparing for the rising and unpredictable cost of healthcare. To address this critical need, we developed the Healthcare Savings for Retirees Program — a comprehensive solution designed to help self-funded employers help set aside on a shared savings program to lower turnover, create loyalty and longevity of employees and helping employees fund their retiree healthcare responsibilities.
As a CAA-compliant, co-fiduciary health plan consultant, D1 HEALTHCARE® functions as an active partner in every aspect of plan performance, compliance and administration. We go beyond traditional consulting as a Co-fiduciary with responsibility to deliver turnkey proven solutions to reduce total healthcare spend by 9-23% and generate retiree healthcare savings for employees. This ensures that employers receive the maximum financial, operational, and health outcome benefits compliant to the CAA and and the employee generates funding for retiree healthcare expense through our shared savings model.
WHO
QUALIFIES?
Employees who are at qualified companies can participate in shared savings opportunities on a taxable and nontaxable basis depending on the corporate structure of the corporation allowing for either the immediate shared savings of tax favored deferred shared savings program.
HOW DOES IT WORK?
We use a shared savings model to create opportunities for employees who through better choices electing the most appropriate, highest quality, lowest bid providers to participate in the resulting savings which can result in shared savings immediately or on a deferred basis for healthcare and insurance expenses in retirement.
D1 HEALTHCARE® Healthcare Savings for employees creates shared savings plans associated with better choices of employees when buying healthcare services; as a healthcare supply chain consulting company, we execute better buying choices through which the employee can generate shared savings that can be taken immediately as taxable compensation or in some instances dictated by the corporate structure of the employer, be received into tax favored accounts and being used tax free for healthcare expenses and insurance post retirement.